Mike Decker: Retirement Expert, Author & More | Insights & News
Are you worried about outliving your savings or navigating the complexities of retirement planning? Mike Decker, author of "How to Retire on Time," and founder of kedrec, offers a compelling alternative to conventional retirement strategies, focusing on sustainable plans that avoid the pitfalls of annuitized income and risky investments.
The world of finance and personal well-being often feels overwhelming, especially when planning for the future. The need to understand complex financial instruments or decipher tax implications is not what many people are looking for. Yet, ignoring these elements can have lasting repercussions. It is precisely this gap that Mike Decker seeks to bridge, as both an author and a financial advisor.
Mike Decker - Biographical Information | |
---|---|
Full Name | Mike Decker |
Known For | Author, Retirement Planner, Darts Player |
Key Roles | Author of "How to Retire on Time," Founder of Kedrec (Registered Investment Advisory Firm) |
Expertise | Retirement Planning, Financial Wellness, Wealth Creation |
Professional Certifications | NSSA (National Social Security Advisor), PMP, SSBB (Likely - Based on LinkedIn profile mentions) |
Book | "How to Retire on Time" |
Focus | Creating retirement plans that last without annuities or risky portfolios |
Geographic Focus | Kansas (Based on Kedrec's location) |
Darts Career Highlights | Competed in the German Darts Grand Prix 2025, World Grand Prix Champion (2024) |
Other Interests | Motorcycle Adventuring, Jesus Follower, Pastor, Police Chaplain, Podcasting |
Age Range (Estimated) | Likely in his 40s (Based on general demographic data and career trajectory) |
LinkedIn Profile | View Profile on LinkedIn (Replace with actual LinkedIn profile URL) |
Mike Decker's approach goes beyond traditional financial planning. "How to Retire on Time" promises not just a plan for retirement, but a strategy for a fulfilling life after work. The book challenges common retirement assumptions and offers a detailed roadmap for those seeking financial independence. The core of Decker's methodology focuses on building retirement plans that are designed to avoid the pitfalls of relying heavily on income streams like annuities, or the volatility of high-risk stock and bond portfolios. His focus is on helping clients create sustainable plans that can last for the long term.
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Decker's expertise has been recognized by the financial community. His registered investment advisory firm, kedrec, operates in Kansas, working directly with clients to design and implement personalized retirement strategies. He helps individuals build plans that align with their specific goals, risk tolerance, and lifestyle aspirations. The overarching goal is to empower people to retire on their terms, while enjoying a fulfilling and satisfying life.
Beyond his financial expertise, Mike Decker is a multifaceted individual. His LinkedIn profile showcases his various roles and passions, including his recent involvement in professional darts. This expands the understanding of Decker beyond his financial planning persona. His personal interests offer insights into the values and experiences that may shape his professional outlook. This diverse perspective is particularly relevant for individuals contemplating the next chapter of their lives, in addition to the financial aspects.
In the world of darts, Mike Decker has also made significant strides. His participation in the German Darts Grand Prix 2025 and his World Grand Prix victory in 2024 showcase his competitive spirit and ability to perform under pressure. These experiences highlight his versatility and demonstrate his drive for excellence in different areas of life.
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He is not only involved in professional darts. Decker also expresses a deep commitment to community and faith. He identifies himself as a Jesus follower, a pastor, and a police chaplain. He also has his own podcast, highlighting his multi-faceted personality and community involvement. He embraces a desire to help others through his faith, and service.
The financial planning landscape presents many common challenges. Many people express anxieties about their financial future, often feeling unsure about the best ways to save, invest, and plan for retirement. They grapple with questions about tax implications, the reliability of their 401(k)s, and how to ensure their savings will last. Its in this context that Decker's work comes to the forefront.
The focus extends beyond financial planning, addressing lifestyle and legacy goals. The aim is to help people enjoy their lives while preparing for retirement. This more holistic perspective emphasizes creating wealth, pursuing personal fulfillment, and building a lasting legacy. These elements are intertwined; one cannot exist without the other.
Decker's approach seems to provide a way to respond to the challenges, providing insights into the financial and emotional aspects of retirement. "How to Retire on Time" encourages readers to actively shape their financial futures while also exploring their lifestyle and legacy potential.
Another aspect is the attention to cognitive distortions. Decker's work tackles the mindset that can hinder financial success and overall well-being. Through the "Mike Decker Show," he discusses financial fallacies and cognitive distortions. Decker's work is designed to provide support in the face of these challenges.
The financial world requires a great deal of analysis. Considering the different types of investment options. Considering the tax implications is essential. With a clear understanding of the market, people can make sound decisions and improve their chances of long-term financial security.
In contrast to the focus on finance, there are instances where the name "Mike Decker" appears in different contexts. In the context of the sport of darts, "Mike de Decker" is a competitor who achieved significant success by winning the world grand prix in 2024. This suggests a competitive athlete whose accomplishments are independent of his work in finance.
In other contexts, the name "Mike Decker" appears in various profiles and news articles. There is a mention of a "Mike decker, pmp, ssbb" who has been associated with project management and quality management methodologies. Another profile highlights a "Mike Decker, MD, MSc, FAAOS, FAAAHKS," who specializes in orthopaedic surgery.
The existence of multiple individuals named Mike Decker makes it important to differentiate them. The common element across these various profiles is the need for accurate identification to distinguish the individual author, financial advisor, athlete, and medical professional. Each Mike Decker has unique skill sets and goals.
Mike Decker, author of "How to Retire on Time," distinguishes himself in a crowded financial landscape. With a specific approach, the focus is on developing retirement plans that are designed for longevity, moving away from traditional methods that may not always suit an individual's needs. This approach, combined with his book and financial firm, kedrec, positions Decker as a significant figure in retirement planning.
Decker's involvement in the retirement planning field is also evidenced by his NSSA certification, a credential that shows his commitment to a particular type of retirement planning. This certification allows him to challenge what he calls oversimplified retirement planning approaches, highlighting his dedication to providing a comprehensive and possibly less risky service.
The article mentions the untimely passing of Michael J. Decker of Dubuque, Iowa, who passed away on July 24, 2024. The news reminds us that the subject of Mike Decker (financial advisor and author) is separate from the other individuals who may share a name. This emphasizes the importance of accuracy.
Ultimately, the central aim of Mike Decker's work is to support people in achieving financial wellness. His goal is to provide guidance, wealth creation strategies, and retirement preparation advice. He encourages people to have happy and healthy lives.
In the end, Mike Decker presents himself as someone who combines finance and wellness. His work offers a method of addressing financial planning and embracing a fulfilled life. His advice is relevant to anyone hoping to shape their financial future.



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